Situations change over the course of a year. Are your business agreements appropriate and relevant to your business as it stands today?
Over the years, I have found it hard to resist the temptation of buying the things I want when I want. This includes things for my business (like the newest Mac release), as well as personal items (if you don’t know me, I like to ride, and so bikes are my thing). This has caused me some problems. Some months I have almost fallen over when the credit card statement has arrived.