My coach looks at the data and adjusts my training accordingly. He also adjusts it to reflect the other factors that come up in life – work and family being the big two. In short, he sets me a process to follow to achieve what I want to achieve.

Whether they are a partnership at law, most smaller businesses – and many large ones – are based on the idea of ‘partners’.

How does this apply to business?  Always understand that no matter how good you are at what you do, there is scope to learn new things.  That even the most junior person in your business can potentially teach you something valuable.  That you should be seeking out people who adopt this attitude.

In the lead-up to 30 June 2017, we want you to be prepared and understand the Secrets to Tax Planning.

Too often, we end up suffering because we have procrastinated and not made a positive decision to do something. If  your tax planning is left until the end of May and early June, quite frankly there may not be enough time to do anything significant to legally reduce your tax.

Spending more time with your family. Picking up a brand new hobby. Exploring exotic destinations for longer than your scant weeks of annual leave would allow. However you paint it, retirement is a beautiful goal to work towards. And starting early means you’ve got more time and energy to enjoy it.

Changes to the pension assets test that came into force on January 1 have resulted in some retirees losing some, or all, of their pension entitlements.

While you might not be flush with cash now and able to put large amounts into superannuation, it’s important that you’re aware of what is possible to maximise your super balance and how to reduce your tax.

Very few businesses start ‘with the end in mind’ and design it from the ground up. Most businesses grow by default with people, systems, culture, clients, numbers, habits and attitudes.

There are hundreds of ideas out there, but if you try to implement a hundred things, you’ll likely do nothing. Plan, prioritize, and implement a small number of things. And if you need someone to hold you accountable, just get in touch!